Pathgamini Chit Fund that has been working in chit business since 2011. In guidance of with strong vision and determination of shri Naveen Prasad & Satender Prasad to helped the lot of numbers needy people and to solve the financial problems like Marriage, Home Purchase, in business, in Education & Vehicles etc. Pathgamini Chit Fund aim is unchanging value like honesty of performance, professional integrity, highly quality of service and absolute finance discipline have help in retaining its leadership positions.
Pathgamini Chit Fund also giving service in education sector like providing Coaching, Govt. Exam Job Preparation & Competition exams etc. In the way of Pathgamini Coaching Centre (OPC) Pvt. Ltd. Its vary first aim is charity first to student in dees like problems.
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"Chit means a transaction whether called chit, chit fund, chitty, kuree or by any other name by or under which a person enters into an agreement with a specified number of persons that every one of them shall subscribe a certain sum of money ( or a certain quantity of grain instead) by way of periodical installments over a definite period and that each such subscriber shall, in his turn, as determined by lot or by auction or by tender or in such other manner as may be specified in the chit agreement, be entitled to the prize amount".
Such chit fund schemes may be conducted by organised financial institutions, or may be unorganised schemes conducted between friends or relatives. In some variations of chit funds, the savings are for a specific purpose. Chit funds also played an important role in the financial development of people of West Delhi of Uttam Nagar, by providing easier access to credit.